Finding a counselor that is a good fit for your therapy needs is a personal decision. I want you to be able to make a commitment to counseling and not feel financially stressed. So I want to be upfront about the cost of counseling. My hope is that this helps you make an informed decision about your financial investment in yourself and your relationships.
Rates for Counseling Services:
- Initial 15-minute phone consultation – FREE
- 60-minute First Session (new clients) = $150
- 50-minute Individual Session (after 1st session) = $125
- Cancellation Fee (without providing 24-hour notice) – Full Cost of Session**
**Out of pocket costs not generally reimbursed by insurance.
What if I cannot make it to a therapy session?
I hold your scheduled appointment time for you. I also see a limited number of clients, so that I can give you my best clinical focus. It’s very difficult to fill canceled sessions on short notice. Therefore, I charge for appointments canceled with less than 24-hour notice and for appointments that are missed completely. The cancellation fee is the full cost of the service you had scheduled.
Do you take my insurance? Do you work with my EAP?
As part of my yearly business review, I have decided to resign from taking insurance/EAPs as payment for services effective July 9, 2018. You can still work with me on a self-pay basis and/or submit your own claims to insurance if you have Out-of-Network coverage.
Does insurance cover couples or marriage counseling?
Insurance typically does not cover or reimburse for couples, relationships, or marriage counseling. While couples sessions are private pay only, you may still be able to use your HSA and/or benefit card to help pay for marriage counseling depending on your employer’s guidelines.
Can I use my out-of-network insurance benefits?
If you have what’s called a PPO plan, then you most likely have what is called Out-of-Network (OON) benefits. This means your insurance may reimburse you a portion of your out-of-pocket costs as determined by your plan’s coverage. You would pay my full fee, then I can give you a special receipt to submit to your insurance company.
Contact your insurance plan directly to know what they offer for OON coverage. Some clients have the same deductible to meet whether they go in or out of network. And some are reimbursed at a different rate for OON providers. You may be surprised, so it doesn’t hurt to call and inquire about out of network benefits. If you are unsure what questions to ask your insurance company, the following form will guide you through how to talk to your insurance about what they cover: Insurance Questions
Why private-pay for counseling services?
Many people want to choose which counselor they want to work with instead of having to go where their insurance company will pay. When you private-pay for counseling you ensure the utmost privacy without involving third parties, like insurance companies. You also ensure your freedom of choice in choosing who you want to work with based on who is the best fit for you.
As always, you are invited to schedule a free 15-minute phone session with me, to determine if I’m the best counselor for you.
*Note: Marci is a counselor/therapist based in Lee’s Summit who provides online therapy for adults who live in Missouri. I provide individual counseling for men and women from all over the state (including Kansas City, St. Louis, Springfield, Columbia, Blue Springs, and beyond) who want to love themselves and their relationships again.