Rates for Counseling Services:
- Initial 15-minute phone consultation – FREE
- 30-minute Individual “Maintenance” Session – $60
- 50-minute Individual, Couples or Family session – $100
- 60-minute Individual, Couples or Family session – $120
- No-Show Fee (missing appointment) – FULL cost of Session
- Late Cancellation Fee (not providing 24-hour notice) – $30
Note: Sessions are 50 minutes unless otherwise arranged.
Counseling Special Offer:
Pre-Pay for 3 or More Sessions and Save $10 Per Session!
Note: This package is available for Self-Pay Clients Only.
Why self-pay for counseling services?
Many people want to choose which counselor they want to work instead of having to go where their insurance company will pay. When you self-pay for counseling you ensure the utmost privacy without involving third parties, like insurance companies. You also ensure you freedom of choice in choosing who you want to work with based on who is the best fit for you. As always, you are invited to schedule a free 15 minute phone session with me, before you decide you want to work with me.
Does insurance cover marriage counseling?
In order for insurance companies to reimburse for services, the therapist must provide a procedure and diagnosis code for the person identified as the client. There is a procedure code for individual and family counseling, yet family counseling is only covered if it’s focused solely on helping the person with the mental health diagnosis. There is no procedure code for marriage counseling, and relationship/communication problems aren’t a diagnosis insurance companies accept.
Due to this, I do not bill insurance companies for marriage counseling sessions. You may still be able to use your HSA and/or benefit card to help pay for the joint sessions depending on your employer’s guidelines.
Can I use my insurance to help pay for counseling services?
I evaluate my insurance contracts yearly to determine if it’s best for my business and clinical work to continue partiicpating with their network. At this time, I accept reimbursement from the following insurance companies:
- Blue Cross/Blue Shield (PPO only) – out of network
- Aetna (HMO, PPO)
- Cigna (HMO, PPO)
- United Healthcare/ UMR/ Optum (EAP, HMO, PPO)
- Tricare (PPO only) – out of network
Can I use my Out of Network benefits?
If you have a PPO plan, you most likely have what is called Out-of-Network (OON) benefits. This means your insurance may reimburse you a portion of your out-of-pocket costs as determined by your plan’s coverage. You would pay my full fee, then I can either give you a special receipt to submit to your insurance company. Or if the insurance plan is already in my billing system, I can electronically submit the required form on your behalf to speed up the process.
Contact your insurance plan directly to know what they offer for OON coverage. Some clients have the same deductible to meet whether they go in or out of network. And some are reimbursed a different rate for OON providers. You may be surprised, so it doesn’t hurt to call.
Do I need an insurance authorization for counseling?
Some insurance (and all EAPs) companies require prior authorization. Clients are responsible for obtaining authorizations from their insurance (or EAP) company.
What will I pay for counseling when I use my insurance?
Most insurance plans cover individual counseling services; however each plan’s coverage varies. You may have a co-pay or deductible. I accept cash, check, credit card, and HSA cards.
Check with your insurance company to determine the portion you will be responsible for paying. If you are unsure what information you will need, feel free to use this form for gathering your insurance coverage information: Insurance Questions